Explore Credit Cards by Category
Find your ideal credit card based on your lifestyle and spending habits. Compare cards across premium categories and discover exclusive benefits tailored to your needs.
Best Cards
22 Cards Available
Travel Cards
25 Cards Available
Lifestyle Cards
4 Cards Available
Rewards Cards
34 Cards Available
Business Cards
10 Cards Available
Cashback Cards
16 Cards Available
Airport-Lounge Cards
18 Cards Available
Shopping Cards
27 Cards Available
Premium Cards
18 Cards Available
Best Credit Cards
Curated selection of top-rated credit cards offering exceptional value and benefits across all categories
About Best Credit Cards
Our expertly curated selection of the best credit cards combines premium benefits, high reward rates, and exceptional value. These cards represent the pinnacle of credit card offerings, featuring comprehensive benefits packages and superior earning potential.
MAGNUS Credit Card
Enjoy a premium lifestyle with exclusive travel, dining, and health benefits.
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
HDFC Regalia Gold Credit Card
Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.
- High reward points on select brands.
- Complimentary lounge access domestically and internationally.
- Milestone benefits with vouchers and flight tickets.
HDFC Millennia Credit Card
₹1,000 worth gift voucher upon payment of joining fee.
- Up to 5% cashback on major online platforms.
- Gift vouchers on quarterly spends.
- Dining discounts via Swiggy Dineout.
Why Choose a Best Credit Card?
High reward rates on everyday spending
Valuable welcome bonuses
Premium travel and lifestyle perks
Comprehensive insurance coverage
Travel Credit Cards
Premium travel rewards cards with comprehensive travel benefits and protection
About Travel Credit Cards
Travel credit cards are designed for frequent travelers, offering premium benefits like complimentary lounge access, travel insurance, and accelerated mile earnings. These cards make your journeys more rewarding and comfortable with features like priority check-in and global acceptance.
MAGNUS Credit Card
Enjoy a premium lifestyle with exclusive travel, dining, and health benefits.
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
HDFC Regalia Gold Credit Card
Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.
- High reward points on select brands.
- Complimentary lounge access domestically and internationally.
- Milestone benefits with vouchers and flight tickets.
HDFC Infinia Metal Edition Credit Card
12,500 reward points upon payment of membership fee.
- Unlimited lounge access worldwide for primary and add-on cardholders.
- High reward rate across all spending categories.
- Complimentary Club Marriott membership.
Why Choose a Travel Credit Card?
Complimentary airport lounge access worldwide
Comprehensive travel insurance coverage
Accelerated airline mile earnings
Hotel elite status benefits and upgrades
Lifestyle Credit Cards
Cards designed for modern lifestyles with dining, entertainment, and wellness benefits
About Lifestyle Credit Cards
Lifestyle credit cards cater to modern consumers who value experiences, dining, and entertainment. These cards offer enhanced rewards on lifestyle spending, exclusive access to events, and premium lifestyle services to enhance your daily experiences.
BOB Premier Credit Card
Spend ₹10,000 within the first 60 days and get the joining fee reversed.
- Earn 5X reward points on travel, dining, and international purchases.
- Quarterly free airport lounge access.
- 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
Doctor’s SBI Card
₹1,500 Yatra e-Gift voucher upon card activation
- Professional indemnity insurance up to ₹20 lakh
- Complimentary Priority Pass membership for lounge access
- 5X reward points on medical supplies and travel bookings
BOBCARD Tiara Credit Card
Complimentary vouchers and memberships worth up to ₹31,000 from leading brands.
- Unlimited complimentary domestic airport lounge access upon meeting spend criteria.
- Complimentary annual memberships to platforms like Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, and Fitpass Pro.
- Exclusive health and wellness benefits tailored for women.
Why Choose a Lifestyle Credit Card?
Enhanced dining and entertainment rewards
Exclusive event access and experiences
Wellness and fitness benefits
Lifestyle concierge services
Rewards Credit Cards
Maximize your earnings with cards offering versatile reward programs
About Rewards Credit Cards
Rewards credit cards offer flexible point-based programs that let you earn on every purchase. These cards feature accelerated earnings in multiple categories, valuable redemption options, and the ability to transfer points to partner programs for maximum value.
HDFC Regalia Gold Credit Card
Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.
- High reward points on select brands.
- Complimentary lounge access domestically and internationally.
- Milestone benefits with vouchers and flight tickets.
HDFC Millennia Credit Card
₹1,000 worth gift voucher upon payment of joining fee.
- Up to 5% cashback on major online platforms.
- Gift vouchers on quarterly spends.
- Dining discounts via Swiggy Dineout.
HDFC Bank Freedom Credit Card
500 CashPoints upon membership fee payment and card activation.
- 10x CashPoints on select merchants (BigBasket, Swiggy, Uber, etc.).
- 5x CashPoints on EMI purchases at merchant stores.
- Up to 20% discount at partner restaurants via Swiggy Dineout.
Why Choose a Rewards Credit Card?
High earning rates across categories
Multiple redemption options
Special bonus category rewards
Strategic transfer partnerships
Business Credit Cards
Specialized cards for business owners with expense management tools
About Business Credit Cards
Business credit cards are tailored for entrepreneurs and companies, offering specialized rewards on business expenses, comprehensive expense tracking, and management tools. These cards help separate personal and business expenses while earning rewards on business spending.
MAGNUS Credit Card
Enjoy a premium lifestyle with exclusive travel, dining, and health benefits.
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
HDFC Regalia Gold Credit Card
Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.
- High reward points on select brands.
- Complimentary lounge access domestically and internationally.
- Milestone benefits with vouchers and flight tickets.
HDFC Infinia Metal Edition Credit Card
12,500 reward points upon payment of membership fee.
- Unlimited lounge access worldwide for primary and add-on cardholders.
- High reward rate across all spending categories.
- Complimentary Club Marriott membership.
Why Choose a Business Credit Card?
Higher rewards on business categories
Comprehensive expense management
Employee card controls
Business-specific insurance
Cashback Credit Cards
Earn cash back rewards on everyday purchases with simple redemption
About Cashback Credit Cards
Cashback credit cards offer straightforward rewards in the form of cash returns on your spending. These cards feature automatic earnings, simple redemption processes, and often include bonus categories for enhanced returns on specific types of purchases.
HDFC Millennia Credit Card
₹1,000 worth gift voucher upon payment of joining fee.
- Up to 5% cashback on major online platforms.
- Gift vouchers on quarterly spends.
- Dining discounts via Swiggy Dineout.
HDFC MoneyBack Credit Card
500 CashPoints (applicable only on payment of membership fee).
- 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
- 2 CashPoints per ₹150 spent on other transactions (excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases).
- ₹500 gift voucher on spends of ₹50,000 per calendar quarter (up to ₹2,000 in a year).
Diners Club Privilege Credit Card
Complimentary Swiggy One and Times Prime memberships.
- 5X Reward Points on Swiggy and Zomato.
- 'Buy 1 Get 1 Free' on movie tickets via BookMyShow.
- Complimentary Swiggy One and Times Prime memberships.
Why Choose a Cashback Credit Card?
Direct cash rewards on purchases
Enhanced category cashback rates
Simple redemption process
No reward expiration
Airport-Lounge Credit Cards
Premium cards offering extensive airport lounge access and travel comforts
About Airport-Lounge Credit Cards
Airport Lounge credit cards provide access to premium airport lounges worldwide, offering comfort and luxury during your travels. These cards typically include comprehensive travel benefits, priority services, and additional travel-related perks.
MAGNUS Credit Card
Enjoy a premium lifestyle with exclusive travel, dining, and health benefits.
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
HDFC Regalia Gold Credit Card
Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.
- High reward points on select brands.
- Complimentary lounge access domestically and internationally.
- Milestone benefits with vouchers and flight tickets.
HDFC Infinia Metal Edition Credit Card
12,500 reward points upon payment of membership fee.
- Unlimited lounge access worldwide for primary and add-on cardholders.
- High reward rate across all spending categories.
- Complimentary Club Marriott membership.
Why Choose a Airport-Lounge Credit Card?
Unlimited lounge access worldwide
Priority check-in and security
Complimentary guest privileges
Premium travel amenities
Shopping Credit Cards
Cards optimized for retail purchases with enhanced shopping rewards
About Shopping Credit Cards
Shopping credit cards are designed for retail enthusiasts, offering enhanced rewards at retail stores, online marketplaces, and shopping partners. These cards include purchase protection, extended warranties, and special merchant-specific discounts.
HDFC Millennia Credit Card
₹1,000 worth gift voucher upon payment of joining fee.
- Up to 5% cashback on major online platforms.
- Gift vouchers on quarterly spends.
- Dining discounts via Swiggy Dineout.
HDFC Bank Freedom Credit Card
500 CashPoints upon membership fee payment and card activation.
- 10x CashPoints on select merchants (BigBasket, Swiggy, Uber, etc.).
- 5x CashPoints on EMI purchases at merchant stores.
- Up to 20% discount at partner restaurants via Swiggy Dineout.
HDFC MoneyBack Credit Card
500 CashPoints (applicable only on payment of membership fee).
- 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
- 2 CashPoints per ₹150 spent on other transactions (excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases).
- ₹500 gift voucher on spends of ₹50,000 per calendar quarter (up to ₹2,000 in a year).
Why Choose a Shopping Credit Card?
Enhanced retail reward rates
Purchase protection coverage
Extended warranty benefits
Exclusive shopping discounts
Premium Credit Cards
Elite credit cards offering exclusive privileges and concierge services
About Premium Credit Cards
Premium credit cards represent the highest tier of card benefits, offering exclusive privileges, personalized concierge services, and luxury perks. These cards cater to affluent customers with comprehensive insurance coverage, highest reward rates, and unique lifestyle benefits.
MAGNUS Credit Card
Enjoy a premium lifestyle with exclusive travel, dining, and health benefits.
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
IDFC First Millennia Credit Card
Gift voucher worth ₹500 on spending ₹5,000 within 30 days of card issuance. 5% cashback on the first EMI within 30 days of card activation (max ₹1,000).
- Free annual fee and joining fee.
- 10X points for spending over ₹20,000/month and on your birthday.
- 6X points for online purchases and 3X points for in-store purchases (up to ₹20,000/month).
IDFC First Classic Credit Card
₹500 bonus for spending ₹15,000 within the first 90 days. 5% cashback (up to ₹1,000) on the first EMI transaction made within 30 days of card activation.
- Free annual and joining fees.
- 10X Reward Points for monthly spending over ₹20,000 and on your birthday.
- 6X Reward Points for online shopping (up to ₹20,000/month).
Why Choose a Premium Credit Card?
24/7 premium concierge service
Exclusive event invitations
Comprehensive travel benefits
Premium insurance coverage
Understanding Credit Card Categories
Credit card categories are designed to match different lifestyle needs and spending patterns. Each category offers specialized benefits and rewards that align with specific use cases, from travel and shopping to business expenses and luxury perks.
Understanding these categories helps you maximize the value from your credit card by choosing one that rewards your most frequent spending patterns and offers benefits you'll actually use.
Why Categories Matter
- Match cards to your lifestyle and spending habits
- Maximize rewards on your regular expenses
- Access category-specific perks and benefits
How This Guide Helps You Choose
Compare Categories
Easily compare different card categories side by side to understand their unique benefits and features.
Find Your Match
Identify the perfect card category based on your spending habits and lifestyle requirements.
Maximize Benefits
Learn how to make the most of your chosen card category's rewards and benefits.
Making the Right Choice
Assess Your Needs
Start by analyzing your monthly expenses and identifying where you spend the most. This helps determine which card category will provide the best returns on your regular spending.
Consider Your Lifestyle
Think about your travel frequency, shopping habits, and whether you're looking for cash back or reward points. Different categories cater to different lifestyle needs.
Quick Decision Guide
- Frequent Traveler?Consider Travel or Airport-Lounge cards
- Business Owner?Look into Business cards
- Regular Shopper?Shopping or Cashback cards might be best
Expert Tips for Category Selection
Calculate Potential Value
Estimate your monthly spending in different categories to calculate potential rewards.
Check Card Combinations
Consider combining cards from different categories to maximize overall benefits.
Review All Benefits
Look beyond reward rates to insurance, purchase protection, and other perks.
Plan Long Term
Choose a category that aligns with your long-term financial and lifestyle goals.
How to Choose the Right Credit Card Category
Selecting the perfect credit card category requires careful consideration of your lifestyle, spending patterns, and financial goals. Here's a comprehensive guide to help you make the right choice:
Key Considerations
- Analyze your monthly spending patterns
- Consider your travel frequency and preferences
- Evaluate reward redemption options
- Compare annual fees against potential benefits
Common Mistakes to Avoid
- Choosing a card based solely on welcome bonus
- Ignoring annual fee considerations
- Not reading the terms and conditions
- Applying for too many cards simultaneously