BOB Premier Credit Card

Secure application on BOB's website

BOB Premier Credit Card
Annual Fee
₹1,000
Min Income
₹25,000
Regular APR
42%
Rating
4.5/5

BOB Premier Credit Card

Shopping, Rewards, Travel, Lifestyle, Dine-in • Card

Welcome Benefit

Spend ₹10,000 within the first 60 days and get the joining fee reversed.

Why We Chose It

The BOB Premier Credit Card is a great choice for frequent travelers, diners, and shoppers, offering 5X rewards on travel, dining, and international purchases. With benefits like quarterly airport lounge access, fuel surcharge waivers, and rewards redemption options, it stands out for those who enjoy a premium lifestyle.

Pros

  • Earn 5X reward points on travel, dining, and international purchases.
  • Quarterly free airport lounge access.
  • 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
  • Zero fraud liability on lost or stolen cards.
  • Up to 3 free add-on cards for family members.
  • Reward points capped at 2,500 points per month.

Cons

  • Foreign transaction fee of 3.5%.
  • Annual fee of ₹1,000 + taxes.
  • Joining fee of ₹1,000 + taxes.
  • Reward points capped at 2,500 points per month.