HDFC Bank Freedom Credit Card
Secure application on HDFC Bank's website
Annual Fee
₹500
Min Income
₹6,00,000
Regular APR
43.2%
Rating
4.5/5
HDFC Bank Freedom Credit Card
Shopping, Rewards, Best • Card
Welcome Benefit
500 CashPoints upon membership fee payment and card activation.
Why We Chose It
Perfect for individuals who enjoy shopping, dining, and online purchases with an attractive rewards program.
Pros
- 10x CashPoints on select merchants (BigBasket, Swiggy, Uber, etc.).
- 5x CashPoints on EMI purchases at merchant stores.
- Up to 20% discount at partner restaurants via Swiggy Dineout.
- Low joining and renewal fees.
- Wide range of redemption options for CashPoints.
Cons
- Reward Points for RuPay UPI spends capped at 500 RP/month.
- No Reward Points earned on wallet loading, EMI, and education payments via third-party apps from September 2024.