HDFC Regalia Gold Credit Card

Secure application on HDFC Bank's website

HDFC Regalia Gold Credit Card
Annual Fee
₹2,500
Min Income
₹1,00,000
Regular APR
43.2%
Rating
4.5/5

HDFC Regalia Gold Credit Card

Rewards, Travel, Airport-Lounge, Airline, Best, Business • Card

Welcome Benefit

Gift voucher worth ₹2,500 upon payment of joining fee; Complimentary Swiggy One and MMT Black Gold Membership on spending ₹1 lakh within 90 days of card issuance.

Why We Chose It

The HDFC Regalia Gold Credit Card offers a comprehensive rewards program, travel perks including lounge access, milestone benefits, and insurance coverage, making it suitable for high-spending individuals seeking value across various spending categories.

Pros

  • High reward points on select brands.
  • Complimentary lounge access domestically and internationally.
  • Milestone benefits with vouchers and flight tickets.
  • Comprehensive insurance coverage.

Cons

  • High annual fee without waiver for lower spends.
  • Reward points have limited validity.