HDFC Millennia Credit Card
Secure application on HDFC Bank's website
Annual Fee
₹1,000
Min Income
₹35,000
Regular APR
43.2%
Rating
4.2/5
HDFC Millennia Credit Card
Shopping, Rewards, Cashback, Best • Card
Welcome Benefit
₹1,000 worth gift voucher upon payment of joining fee.
Why We Chose It
Ideal for individuals seeking cashback on popular online platforms and lifestyle benefits.
Pros
- Up to 5% cashback on major online platforms.
- Gift vouchers on quarterly spends.
- Dining discounts via Swiggy Dineout.
- Fuel surcharge waiver.
Cons
- Monthly capping on cashback earnings.
- Lower cashback rate on non-partnered spends.
- Exclusions on certain transactions like fuel, wallet loads, EMI, and government transactions.