Lifestyle Credit Cards
Enhance your lifestyle with cards offering premium dining, entertainment, and wellness benefits. Perfect for urban professionals seeking exclusive experiences and rewards.
BOB Premier Credit Card
Annual Fee
₹1000
APR
42%
Joining Fee
₹1000
Cash Advance
2.5%
Why Choose This Card
The BOB Premier Credit Card is a great choice for frequent travelers, diners, and shoppers, offering 5X rewards on travel, dining, and international purchases. With benefits like quarterly airport lounge access, fuel surcharge waivers, and rewards redemption options, it stands out for those who enjoy a premium lifestyle.
Reward Benefits
Earn 5X reward points on travel, dining, and international purchases (₹100 = 5 points).
Earn 2 reward points for every ₹100 spent on other categories.
Reward points capped at 2,500 points per month.
Pros
- Earn 5X reward points on travel, dining, and international purchases.
- Quarterly free airport lounge access.
- 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000.
- Zero fraud liability on lost or stolen cards.
- Up to 3 free add-on cards for family members.
- Reward points capped at 2,500 points per month.
Cons
- Foreign transaction fee of 3.5%.
- Annual fee of ₹1,000 + taxes.
- Joining fee of ₹1,000 + taxes.
- Reward points capped at 2,500 points per month.
Doctor’s SBI Card
Annual Fee
₹1499
APR
3.5%
Joining Fee
₹1499
Cash Advance
2.5%
Why Choose This Card
Tailored benefits for medical professionals, including insurance, lounge access, and accelerated rewards on medical expenses
Reward Benefits
5X points on medical supplies, travel bookings, and international spends :cite[5]:cite[8]
5X points on all spends during Doctor’s Day (1st July) :cite[8]
1 point per ₹100 on other categories
Milestone rewards on ₹5 lakh annual spends (₹5,000 e-voucher) :cite[5]
Pros
- Professional indemnity insurance up to ₹20 lakh
- Complimentary Priority Pass membership for lounge access
- 5X reward points on medical supplies and travel bookings
- Renewal fee waiver on spends
- Fuel surcharge waiver
Cons
- High annual fee (₹1,499) if spends not met
- Limited rewards on non-medical categories
- Foreign transaction fees (3.5% + GST)
BOBCARD Tiara Credit Card
Annual Fee
₹2499
APR
NaN%
Joining Fee
₹2499
Cash Advance
NaN%
Why Choose This Card
Designed for women, this card offers a blend of lifestyle, travel, dining, entertainment, and health & wellness benefits, making it a comprehensive choice for various spending needs.
Reward Benefits
15 reward points for every ₹100 spent on dining, travel, and international purchases.
3 reward points for every ₹100 spent on other categories.
Pros
- Unlimited complimentary domestic airport lounge access upon meeting spend criteria.
- Complimentary annual memberships to platforms like Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, and Fitpass Pro.
- Exclusive health and wellness benefits tailored for women.
- Accelerated reward points on dining, travel, and international spends.
Cons
- No international lounge access.
- Reward points redemption value is relatively low at 1 RP = ₹0.25.
- Capping on accelerated (5X) reward points.
- No reward points on fuel transactions.
IndusInd Bank Nexxt Credit Card
Annual Fee
₹0
APR
46%
Joining Fee
₹3499
Cash Advance
2.5%
Why Choose This Card
India's first interactive credit card with built-in buttons, offering flexibility to choose payment modes at the point of sale.
Reward Benefits
Earn 1 Reward Point for every ₹150 spent.
No Reward Points on fuel transactions.
Pros
- Unique interactive design with built-in buttons for payment mode selection.
- Earn 1 Reward Point for every ₹150 spent.
- Buy One Get One Free offer on movie tickets.
- Personal Air Accident insurance cover up to ₹25 lakhs.
- 1% fuel surcharge waiver across all fuel stations in India.
Cons
- High joining fee of ₹3,499.
- No reward points on fuel transactions.
- Limited travel benefits.
IDFC FIRST SWYP Credit Card
Annual Fee
₹499
APR
NaN%
Joining Fee
₹499
Cash Advance
NaN%
Why Choose This Card
The IDFC FIRST SWYP Credit Card offers exclusive discounts on popular brands, easy EMI conversion options, and rewards tailored for a modern lifestyle, making it ideal for individuals seeking value-added benefits on their daily expenditures.
Reward Benefits
Earn 100 reward points for every ₹5,000 UPI spend per statement month.
Pros
- Exclusive discounts on brands like Dominos, EaseMyTrip, SUGAR Cosmetics, TATA CLiQ, and Zomato.
- Easy EMI conversion with a monthly flat fee starting at ₹49 + GST.
- Complimentary railway lounge access across India.
- Opportunity to earn additional rewards through the refer and earn program.
Cons
- Joining and annual fees apply.
- Reward points have specific earning criteria based on spending milestones.
Key Features & Benefits
dining Rewards
Up to 25% off
entertainment Perks
Buy-1-Get-1 offers
wellness Benefits
₹10,000+ value
annual Fees
₹2000-5000
Card Benefits
Dining & Entertainment
Premium dining experiences and entertainment rewards.
- Up to 25% off at premium restaurants
- Buy-1-Get-1 movie tickets
- Special access to events
Wellness Benefits
Comprehensive health and wellness privileges.
- Gym membership discounts
- Spa vouchers
- Health check-up packages
Shopping Rewards
Enhanced rewards on lifestyle spending.
- 5-10X points on fashion
- Special brand partnerships
- Seasonal shopping festivals
Eligibility & Requirements
Basic Criteria
- age:21-65 years
- income:₹5 lakhs per annum
- employment:Salaried professionals
Required Documents
- PAN Card
- Aadhaar Card
- Latest salary slips
- Bank statements
Frequently Asked Questions
What lifestyle benefits are included?
These cards offer dining discounts, entertainment benefits, wellness packages, and shopping rewards tailored to urban lifestyles.
How do dining benefits work?
Most cards offer instant discounts at partner restaurants, plus accelerated reward points on dining transactions.
Lifestyle benefits and partner offers may vary by location and availability.