IDFC FIRST SWYP Credit Card

Secure application on IDFC FIRST Bank's website

IDFC FIRST SWYP Credit Card
Annual Fee
₹499
Min Income
₹NaN
Regular APR
NaN%
Rating
4/5

IDFC FIRST SWYP Credit Card

Lifestyle Credit Card • Card

Welcome Benefit

2000 Reward Points worth ₹500 on spending ₹5,000 within 30 days of card issuance.

Why We Chose It

The IDFC FIRST SWYP Credit Card offers exclusive discounts on popular brands, easy EMI conversion options, and rewards tailored for a modern lifestyle, making it ideal for individuals seeking value-added benefits on their daily expenditures.

Pros

  • Exclusive discounts on brands like Dominos, EaseMyTrip, SUGAR Cosmetics, TATA CLiQ, and Zomato.
  • Easy EMI conversion with a monthly flat fee starting at ₹49 + GST.
  • Complimentary railway lounge access across India.
  • Opportunity to earn additional rewards through the refer and earn program.

Cons

  • Joining and annual fees apply.
  • Reward points have specific earning criteria based on spending milestones.