Axis Bank Credit Cards
Choose from Axis Bank's diverse credit card portfolio offering travel perks, dining benefits, and shopping rewards.
MAGNUS Credit Card
Annual Fee
₹12500
APR
42.58%
Joining Fee
₹12500
Cash Advance
0%
Why Choose This Card
Ideal for high-spending individuals seeking luxury perks and rewards.
Reward Benefits
Earn 12 EDGE Reward Points per ₹200 spent on cumulative monthly spends up to ₹1,50,000.
Earn 35 EDGE Reward Points per ₹200 spent on incremental monthly spends above ₹1,50,000.
Earn 60 EDGE Reward Points per ₹200 spent on Travel EDGE portal, up to cumulative transactions of ₹2,00,000 per month.
Earn 35 EDGE Reward Points per ₹200 spent on Travel EDGE portal above cumulative transactions of ₹2,00,000 per month.
Pros
- Unlimited domestic and international lounge access.
- High reward points on spending beyond ₹1.5 lakh/month.
- Interest-free cash withdrawals.
- Comprehensive health benefits.
Cons
- High joining and annual fees.
- Minimum income criteria may exclude some applicants.
- Certain transactions excluded from reward points.
Axis Bank AURA Credit Card
Annual Fee
₹749
APR
52.86%
Joining Fee
₹749
Cash Advance
2.5%
Why Choose This Card
Perfect for those looking for a lifestyle-focused card with a wellness boost, offering exclusive fitness and health benefits, along with rewarding lifestyle perks.
Reward Benefits
5X Rewards on insurance spending.
2 EDGE Points for every ₹200 spent (up to ₹10,000).
Pros
- 5X Rewards on insurance spending.
- 2 EDGE Points for every ₹200 spent (maximum transaction amount: ₹10,000).
- Free video doctor consultations (4 per month).
- Complimentary interactive fitness sessions (4 per month).
- Up to 20% off on dining through Axis Bank Dining Delights Program.
- Fuel surcharge waiver for transactions ₹400–₹4,000.
Cons
- Annual fee of ₹749 + GST.
- High APR of 52.86%.
- Reward redemption limited to gifts and offers.
Axis Bank Atlas Credit Card
Annual Fee
₹5000
APR
3.75%
Joining Fee
₹5000
Cash Advance
300%
Why Choose This Card
Ideal for frequent travelers who want airline-agnostic rewards and EDGE Miles redeemable across 20+ travel partners, with tier-based benefits for enhanced travel perks.
Reward Benefits
2 EDGE Miles per ₹100 on general spends.
5 EDGE Miles per ₹100 on travel spends up to ₹2 Lakh/month.
2 EDGE Miles per ₹100 on travel spends above ₹2 Lakh.
Pros
- 2 EDGE Miles per ₹100 spent across all categories.
- 5 EDGE Miles per ₹100 on travel spends up to ₹2 Lakh/month.
- Tier-based structure with increasing benefits like bonus EDGE Miles and lounge access.
- 1:1 redemption on travel expenses via Travel EDGE platform.
- Bonus EDGE Miles on spending milestones and first transaction.
Cons
- High joining and annual fee of ₹5,000.
- Finance charges of 3.75% per month.
- Limited redemption options for non-travel related expenses.
- Foreign Markup fee of 3.5%.
Axis Bank Rewards Credit Card
Annual Fee
₹1000
APR
3.6%
Joining Fee
₹1000
Cash Advance
500%
Why Choose This Card
Perfect for everyday spending with generous rewards, dining discounts, travel perks, and flexible redemption options on flights, hotels, and merchandise.
Reward Benefits
Unlimited 2 EDGE Reward Points per ₹125 spent on general expenses.
10X Reward Points per ₹125 spent at departmental and apparel stores.
1,500 EDGE Reward Points on spending ₹30,000 per statement cycle.
Pros
- Unlimited 2 EDGE Reward Points per ₹125 spent on general expenses.
- 10X Reward Points per ₹125 spent at departmental and apparel stores.
- Milestone Rewards of 1,500 EDGE Reward Points on spending ₹30,000 per statement cycle.
- Domestic lounge access with 2 complimentary visits per quarter.
- Swiggy Discounts and Dining Delights Program offering discounts at select restaurants.
Cons
- Foreign transaction fee of 3.6% plus taxes.
- High interest rate of 3.6% per month (52.86% per annum).
- Cash advance fee of 2.5% or ₹500 (whichever is higher).
- Annual fee of ₹1,000 (unless ₹2,00,000 is spent annually).
Axis Bank SELECT Credit Card
Annual Fee
₹3000
APR
3.6%
Joining Fee
₹3000
Cash Advance
300%
Why Choose This Card
Ideal for shopping and travel, with luxurious benefits like international lounge access, exclusive discounts, and premium experiences.
Reward Benefits
10 EDGE Points per ₹200 spent.
2X Rewards for every ₹200 spent on retail shopping.
Capped 2X Rewards for up to ₹20,000 spent monthly.
Pros
- 10 EDGE Points per ₹200 spent.
- 2X Rewards for every ₹200 spent on retail shopping.
- Exclusive Priority Pass membership with up to 12 complimentary international lounge visits annually.
- Swiggy discount of ₹200 twice a month (minimum order ₹500).
- BigBasket discount of 20% (up to ₹500 monthly) on purchases above ₹2,000.
Cons
- High joining fee of ₹3,000 (waived off for spends of ₹6,00,000 or more).
- Foreign transaction fee of 3.5% plus taxes.
- Late payment fee for amounts over ₹5,000 can reach up to ₹1,200.
- Fuel transactions are excluded from reward points.
AXIS Bank ACE Credit Card
Annual Fee
₹499
APR
3.6%
Joining Fee
₹499
Cash Advance
300%
Why Choose This Card
Perfect for those who want great cashback rewards on their regular spend, particularly on bill payments, food, and rides.
Reward Benefits
5% cashback on bill payments via Google Pay (capped at ₹500 per month).
4% cashback on Swiggy, Zomato, and Ola (capped at ₹500 per month).
1.5% cashback on every eligible purchase with no cap.
Pros
- 5% cashback on bill payments via Google Pay (capped at ₹500/month).
- 4% cashback on Swiggy, Zomato, and Ola (capped at ₹500/month).
- 1.5% cashback on every eligible purchase with no cap.
- 4 complimentary domestic lounge visits per year.
- Fuel surcharge waiver on transactions between ₹400 and ₹4,000.
Cons
- Foreign transaction fee of 3.5% plus taxes.
- Joining fee and annual fee of ₹499 each (plus taxes).
- Cashback capped at ₹500 per month for specific categories like bill payments, Swiggy, Zomato, and Ola.
AXIS Bank NEO Credit Card
Annual Fee
₹0
APR
3.6%
Joining Fee
₹0
Cash Advance
300%
Why Choose This Card
A perfect card for those who love to shop, dine, and enjoy cashback benefits on utility payments and movie bookings.
Reward Benefits
Earn 1 EDGE REWARD point for every ₹200 spent.
Redeem EDGE REWARD points for over 500+ options.
Pros
- Lifetime free card.
- 40% off on Zomato food delivery (up to ₹120 per order).
- 5% cashback on utility bill payments and mobile/DTH recharges via Amazon Pay.
- 10% discount on movie tickets via BookMyShow, capped at ₹100 monthly.
- 15% discount on Dining Delight offerings (up to ₹500).
- INR 150 off Myntra purchases (minimum ₹999).
Cons
- Foreign transaction fee of 3.5% plus taxes.
- Cashback on utility payments capped at ₹150 per month.
- Cash advance fee of ₹300 or 2.5%, whichever is higher.
Flipkart Axis Bank Credit Card
Annual Fee
₹500
APR
49.36%
Joining Fee
₹500
Cash Advance
2.5%
Why Choose This Card
Ideal for frequent shoppers on Flipkart and partner platforms, offering substantial cashback and additional perks.
Reward Benefits
5% cashback on Flipkart and Myntra purchases.
4% cashback on preferred partners.
1.5% cashback on all other transactions.
Pros
- Unlimited 5% cashback on Flipkart and Myntra purchases.
- 4% cashback on preferred partners like Swiggy, Uber, PVR, and Curefit.
- 1.5% cashback on all other spends.
- Complimentary access to domestic airport lounges four times a year.
- Fuel surcharge waiver of 1% on transactions between ₹400 and ₹4,000.
Cons
- No cashback on fuel transactions, EMI conversions, wallet reloads, and certain other categories.
- Annual fee of ₹500 plus taxes.
Flipkart Axis Bank Super Elite Credit Card
Annual Fee
₹500
APR
55.5%
Joining Fee
₹500
Cash Advance
2.5%
Why Choose This Card
Ideal for frequent Flipkart shoppers aiming to maximize rewards through SuperCoins and enjoy additional partner benefits.
Reward Benefits
Flipkart Plus members earn 12 SuperCoins per ₹100 spent on Flipkart; non-Plus members earn 6 SuperCoins per ₹100.
2 SuperCoins per ₹100 spent on all other transactions.
Pros
- Up to 12 SuperCoins per ₹100 spent on Flipkart for Plus members.
- 2 SuperCoins per ₹100 spent on all other transactions.
- Additional discounts on Myntra purchases and domestic flight bookings via Flipkart Flights.
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.
Cons
- No complimentary airport lounge access.
- Annual fee of ₹500, waived only on annual spends exceeding ₹2,00,000.
- SuperCoins not awarded for certain transactions, including fuel, EMI conversions, wallet reloads, and jewelry purchases.
Annual Fee
₹0
APR
18%
Joining Fee
₹0
Cash Advance
0%
Why Choose This Card
Tailored for high-net-worth individuals, this card offers exclusive travel, dining, and lifestyle privileges with zero forex mark-up and no cash withdrawal charges.
Reward Benefits
15 EDGE REWARD points for every ₹200 spent.
Complimentary EazyDiner Prime membership with up to 25% savings at select fine dining restaurants.
Pros
- No cash withdrawal charges or interest till due date.
- Zero forex mark-up on international transactions.
- Unlimited complimentary lounge access at domestic and international airports.
- Complimentary memberships to Club Marriott, Accor Plus, and Taj Epicure.
- 50 complimentary golf rounds per year.
- Comprehensive insurance coverage including air accident cover up to ₹4.5 crores.
Cons
- Exclusive to Burgundy Private clients; not available to general public.
- High eligibility criteria and associated banking relationship requirements.
Annual Fee
₹500
APR
46.78%
Joining Fee
₹1200
Cash Advance
2.5%
Why Choose This Card
Ideal for frequent travelers, this card offers a range of travel-related benefits, including cashback on flight bookings, discounts on bus and train tickets, and complimentary airport lounge access.
Reward Benefits
Earn 4 EDGE Reward Points for every Rs. 200 spent.
Dining discounts with a minimum of 15% off at partner restaurants.
Pros
- Up to 20% cashback on base fare for domestic flight bookings.
- Rs. 25 off on every IRCTC ticket booking, up to Rs. 200 annually.
- Rs. 100 off on bus ticket bookings.
- Rs. 400 off on car rentals.
- Complimentary access to select domestic airport lounges.
- Fuel surcharge waiver across all fuel stations in India.
Cons
- Annual fee applicable from the second year onwards.
- Limited complimentary lounge access (one per quarter).
- Cashback offers are primarily through Ezeego1, limiting flexibility.
Airtel Axis Bank Credit Card
Annual Fee
₹500
APR
41.75%
Joining Fee
₹500
Cash Advance
2.5%
Why Choose This Card
Ideal for individuals seeking cashback on Airtel services, utility bill payments, and popular online platforms like Swiggy, Zomato, and BigBasket.
Reward Benefits
25% cashback on Airtel services via Airtel Thanks app.
10% cashback on utility bill payments via Airtel Thanks app.
10% cashback on Swiggy, Zomato, and BigBasket.
1% cashback on all other spends.
Pros
- 25% cashback on Airtel mobile, broadband, Wi-Fi, and DTH bill payments via Airtel Thanks app.
- 10% cashback on utility bill payments (e.g., gas, electricity) through Airtel Thanks app.
- 10% cashback on spends at Swiggy, Zomato, and BigBasket.
- 1% cashback on all other spends.
- Four complimentary domestic lounge visits per calendar year (one per quarter) upon spending ₹50,000 in the previous quarter.
Cons
- Cashback on Airtel services capped at ₹250 per month.
- Cashback on utility bill payments capped at ₹250 per month.
- Cashback on Swiggy, Zomato, and BigBasket capped at a total of ₹500 per month.
- Annual fee applicable if annual spends do not exceed ₹2,00,000.