AXIS Bank ACE Credit Card

Secure application on Axis Bank's website

AXIS Bank ACE Credit Card
Annual Fee
₹499
Min Income
₹20,000
Regular APR
3.6%
Rating
4.5/5

AXIS Bank ACE Credit Card

Cashback, Airport-Lounge, Airline • Card

Welcome Benefit

Fee reversal on spending INR 10,000 in 45 days.

Why We Chose It

Perfect for those who want great cashback rewards on their regular spend, particularly on bill payments, food, and rides.

Pros

  • 5% cashback on bill payments via Google Pay (capped at ₹500/month).
  • 4% cashback on Swiggy, Zomato, and Ola (capped at ₹500/month).
  • 1.5% cashback on every eligible purchase with no cap.
  • 4 complimentary domestic lounge visits per year.
  • Fuel surcharge waiver on transactions between ₹400 and ₹4,000.

Cons

  • Foreign transaction fee of 3.5% plus taxes.
  • Joining fee and annual fee of ₹499 each (plus taxes).
  • Cashback capped at ₹500 per month for specific categories like bill payments, Swiggy, Zomato, and Ola.