Axis Bank Rewards Credit Card

Secure application on Axis Bank's website

Axis Bank Rewards Credit Card
Annual Fee
₹1,000
Min Income
₹25,000
Regular APR
3.6%
Rating
4.2/5

Axis Bank Rewards Credit Card

Rewards, Airport-Lounge, Airline • Card

Welcome Benefit

5,000 EDGE Reward Points on spending ₹1,000 or more within 30 days of card issuance.

Why We Chose It

Perfect for everyday spending with generous rewards, dining discounts, travel perks, and flexible redemption options on flights, hotels, and merchandise.

Pros

  • Unlimited 2 EDGE Reward Points per ₹125 spent on general expenses.
  • 10X Reward Points per ₹125 spent at departmental and apparel stores.
  • Milestone Rewards of 1,500 EDGE Reward Points on spending ₹30,000 per statement cycle.
  • Domestic lounge access with 2 complimentary visits per quarter.
  • Swiggy Discounts and Dining Delights Program offering discounts at select restaurants.

Cons

  • Foreign transaction fee of 3.6% plus taxes.
  • High interest rate of 3.6% per month (52.86% per annum).
  • Cash advance fee of 2.5% or ₹500 (whichever is higher).
  • Annual fee of ₹1,000 (unless ₹2,00,000 is spent annually).