AXIS Bank NEO Credit Card
Secure application on Axis Bank's website
Annual Fee
₹0
Min Income
₹15,000
Regular APR
3.6%
Rating
4.5/5
AXIS Bank NEO Credit Card
Shopping, Rewards, Cashback • Card
Welcome Benefit
Lifetime free card. 40% off on Zomato. 5% off on utility bill payments. ₹1200 discount on BookMyShow.
Why We Chose It
A perfect card for those who love to shop, dine, and enjoy cashback benefits on utility payments and movie bookings.
Pros
- Lifetime free card.
- 40% off on Zomato food delivery (up to ₹120 per order).
- 5% cashback on utility bill payments and mobile/DTH recharges via Amazon Pay.
- 10% discount on movie tickets via BookMyShow, capped at ₹100 monthly.
- 15% discount on Dining Delight offerings (up to ₹500).
- INR 150 off Myntra purchases (minimum ₹999).
Cons
- Foreign transaction fee of 3.5% plus taxes.
- Cashback on utility payments capped at ₹150 per month.
- Cash advance fee of ₹300 or 2.5%, whichever is higher.