Axis Bank SELECT Credit Card
Secure application on Axis Bank's website
Annual Fee
₹3,000
Min Income
₹50,000
Regular APR
3.6%
Rating
4.5/5
Axis Bank SELECT Credit Card
Shopping, Rewards, Airport-Lounge, Airline • Card
Welcome Benefit
Earn 10,000 EDGE REWARD Points (₹2,000 equivalent) on the first card transaction completed within 30 days of issuance.
Why We Chose It
Ideal for shopping and travel, with luxurious benefits like international lounge access, exclusive discounts, and premium experiences.
Pros
- 10 EDGE Points per ₹200 spent.
- 2X Rewards for every ₹200 spent on retail shopping.
- Exclusive Priority Pass membership with up to 12 complimentary international lounge visits annually.
- Swiggy discount of ₹200 twice a month (minimum order ₹500).
- BigBasket discount of 20% (up to ₹500 monthly) on purchases above ₹2,000.
Cons
- High joining fee of ₹3,000 (waived off for spends of ₹6,00,000 or more).
- Foreign transaction fee of 3.5% plus taxes.
- Late payment fee for amounts over ₹5,000 can reach up to ₹1,200.
- Fuel transactions are excluded from reward points.