Axis Bank Atlas Credit Card

Secure application on Axis Bank's website

Axis Bank Atlas Credit Card
Annual Fee
₹5,000
Min Income
₹12,00,000
Regular APR
3.75%
Rating
4.5/5

Axis Bank Atlas Credit Card

Travel, Rewards, Airport-Lounge, Airline • Card

Welcome Benefit

Bonus EDGE Miles of 2,500 on making the first transaction within 37 days of card setup.

Why We Chose It

Ideal for frequent travelers who want airline-agnostic rewards and EDGE Miles redeemable across 20+ travel partners, with tier-based benefits for enhanced travel perks.

Pros

  • 2 EDGE Miles per ₹100 spent across all categories.
  • 5 EDGE Miles per ₹100 on travel spends up to ₹2 Lakh/month.
  • Tier-based structure with increasing benefits like bonus EDGE Miles and lounge access.
  • 1:1 redemption on travel expenses via Travel EDGE platform.
  • Bonus EDGE Miles on spending milestones and first transaction.

Cons

  • High joining and annual fee of ₹5,000.
  • Finance charges of 3.75% per month.
  • Limited redemption options for non-travel related expenses.
  • Foreign Markup fee of 3.5%.