Swiggy HDFC Bank Credit Card
Secure application on HDFC Bank's website
Annual Fee
₹500
Min Income
₹15,000
Regular APR
42%
Rating
4.5/5
Swiggy HDFC Bank Credit Card
Cashback • Swiggy Card
Welcome Benefit
Complimentary 3-month Swiggy One membership upon card activation.
Why We Chose It
Ideal for individuals who frequently use Swiggy services and seek substantial cashback on Swiggy and other online spends.
Pros
- 10% cashback on Swiggy transactions, including food orders, Instamart, Dineout, and Genie.
- 5% cashback on online spends across 1,000+ platforms.
- 1% cashback on all other spends.
- Complimentary 3-month Swiggy One membership.
- Affordable annual fee with potential for waiver.
Cons
- Cashback caps: ₹1,500 per month for Swiggy and online spends; ₹500 per month for other spends.
- Annual fee applicable if annual spends do not exceed ₹2,00,000.