SBI Tata Platinum Card
Secure application on SBI's website
Annual Fee
₹3,000
Min Income
₹1,50,000
Regular APR
3.5%
Rating
4.1/5
SBI Tata Platinum Card
Shopping • Tata Group Card
Welcome Benefit
Exclusive shopping e-Gift vouchers worth ₹3,000 from partners like Yatra, Bata, Aditya Birla Fashion, and Westside :cite[10]
Why We Chose It
Tailored rewards for Tata Group spends, accelerated points on groceries/dining, and domestic lounge access
Pros
- High rewards on Tata Group outlets (up to 5% value back) :cite[3]
- 8 complimentary domestic lounge visits/year :cite[10]
- No fuel surcharge on transactions ₹500–₹3,000 :cite[10]
- Flexible balance transfer options at lower interest rates :cite[2]
Cons
- High joining/renewal fee (₹3,000 + GST) :cite[10]
- No international lounge access :cite[10]
- 3.5% foreign currency markup fee :cite[10]
- Reward redemption fee of ₹99 per request :cite[10]