SBI SimplySAVE Credit Card

Secure application on SBI's website

SBI SimplySAVE Credit Card
Annual Fee
₹499
Min Income
₹0
Regular APR
42%
Rating
3/5

SBI SimplySAVE Credit Card

Rewards, Shopping • Card

Welcome Benefit

2,000 reward points on spending Rs. 2,000 within 60 days of card issuance.

Why We Chose It

This card offers great rewards for everyday spending categories such as groceries, dining, and movies, making it a practical choice for basic spenders.

Pros

  • 10X reward points on dining, movies, grocery, and departmental store spends.
  • Entry-level credit card with low annual fee and easier eligibility terms.
  • Annual fee waiver condition of Rs. 1 Lakh in a year.

Cons

  • Reward redemption options are limited to select brand vouchers only.
  • No significant benefits other than the rewards program.
  • Low reward rate as compared to some entry-level cashback cards.