SBI PULSE Credit Card

Secure application on SBI's website

SBI PULSE Credit Card
Annual Fee
₹1,499
Min Income
₹2,00,000
Regular APR
42%
Rating
4.7/5

SBI PULSE Credit Card

Health, Rewards, Shopping, PremiumNoise Card

Welcome Benefit

Receive a Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 upon payment of the joining fee.

Why We Chose It

The SBI PULSE Credit Card is ideal for health-conscious individuals and frequent shoppers. It offers a combination of health benefits, robust rewards, and milestone rewards, making it an excellent choice for those looking to save while staying fit and enjoying great rewards.

Pros

  • Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 on card issuance.
  • 10 reward points per ₹100 on Chemist, Pharmacy, Sports, Dining, and Movies.
  • 1-year complimentary FITPASS PRO and Netmeds First memberships.
  • Waiver of renewal fee on annual spends of ₹2 Lakhs.
  • Comprehensive insurance cover including fraud liability and air accident cover.
  • 8 complimentary domestic lounge visits per year.
  • Worldwide acceptance at 24 million outlets globally.

Cons

  • Annual fee of ₹1,499 + taxes (waived on annual spends ≥ ₹2 Lakhs).
  • Foreign currency transaction fee of 3.5%.
  • Late payment fees for overdue amounts.