SBI Card PRIME
Secure application on SBI's website
Annual Fee
₹2,999
Min Income
₹25,000
Regular APR
42%
Rating
4/5
SBI Card PRIME
Premium, Rewards • Card
Welcome Benefit
Welcome e-gift voucher worth Rs. 3,000 from brands like Bata, Pantaloons, Shoppers Stop, Aditya Birla Fashion, and Yatra.
Why We Chose It
Ideal for individuals seeking rewards on movies, dining, and grocery spends along with milestone benefits and lounge access.
Pros
- 10 Reward Points per Rs. 100 spent on dining, groceries, departmental stores, and movies.
- Milestone benefits worth up to Rs. 11,000 annually on achieving spend milestones.
- Complimentary domestic (8) and international (4) lounge visits per year.
- Contactless advantage for quick and secure payments.
- Complimentary Air Accident Liability Cover of Rs. 50 lakhs.
Cons
- Annual fee of Rs. 2,999 is relatively high compared to benefits.
- Limited travel benefits aside from lounge access.
- Reward redemption value is only Rs. 0.25 per point.