SBI Card ELITE

Secure application on SBI's website

SBI Card ELITE
Annual Fee
₹4,999
Min Income
₹3,00,000
Regular APR
42%
Rating
4.8/5

SBI Card ELITE

Premium, Rewards, Travel, Dining, Business • Card

Welcome Benefit

Vouchers worth ₹5,000 from leading brands such as Bata, Pantaloons, Yatra, Shoppers Stop, or Aditya Birla Fashion.

Why We Chose It

SBI Card ELITE is ideal for high spenders who enjoy a premium lifestyle with benefits in movies, dining, travel, rewards, and more. The card provides milestone rewards, exclusive privileges, and a range of premium services.

Pros

  • Vouchers worth ₹5,000 from top brands on joining.
  • 2 complimentary movie tickets every month on BookMyShow.
  • Access to 2 domestic lounges per quarter and 6 international lounge visits annually.
  • 5X Reward Points on Dining, Departmental Stores, and Grocery spends.
  • 10,000 bonus Reward Points for annual spends of ₹3 Lakhs.
  • Complimentary Mastercard, Visa, and Amex benefits.
  • 1% surcharge waiver on fuel transactions.

Cons

  • High joining and annual fee of ₹4,999 each.
  • High APR of 42% p.a.
  • Late payment fees for overdue amounts.
  • Limited international lounge visits (6 per year).