Kotak Mojo Platinum Credit Card
Secure application on Kotak Mahindra Bank's website
Annual Fee
₹1,000
Min Income
₹30,000
Regular APR
42%
Rating
4.3/5
Kotak Mojo Platinum Credit Card
Rewards • Card
Welcome Benefit
Gift vouchers worth ₹1,000 upon spending ₹1,00,000 in a quarter during the first year.
Why We Chose It
Ideal for individuals who frequently shop online and seek accelerated reward points, along with travel benefits like airport lounge access.
Pros
- Earn 2.5 Mojo Points per ₹100 on online spends.
- 8 complimentary domestic airport lounge visits annually (2 per quarter).
- 1% fuel surcharge waiver up to ₹3,500 annually.
- Joining fee waiver on spending ₹30,000 within the first 90 days.
- Annual fee waiver on spending ₹1,00,000 annually.
Cons
- No reward points on fuel transactions.
- Limited international travel benefits.
- Joining and annual fees applicable if spending criteria are not met.