Kotak League Platinum Credit Card

Secure application on Kotak Mahindra Bank's website

Kotak League Platinum Credit Card
Annual Fee
₹499
Min Income
₹5,00,000
Regular APR
42%
Rating
4.4/5

Kotak League Platinum Credit Card

Shopping, Rewards, Best, Premium, Business • Card

Welcome Benefit

Movie ticket voucher worth ₹500 after payment of joining fee.

Why We Chose It

Choose the Kotak League Platinum Credit Card if you want a rewards program with high earning potential on special categories such as airlines, travel agencies, and department stores. With significant milestone rewards and low renewal fees, this card is perfect for frequent shoppers and travelers.

Pros

  • 8 reward points per ₹150 spent on special categories like Airlines, Travel Agencies, and Durable Goods.
  • 4 reward points per ₹150 on all other spends.
  • 8 reward points across all spends after reaching ₹2 lakh in annual spend.
  • Option to redeem reward points for free PVR tickets or bonus points.
  • Fuel surcharge waiver (1%) with a max waiver of ₹3,500 annually.
  • Railway surcharge waiver of up to ₹500 annually.
  • Fraud liability cover up to ₹1.25 lakh for 7 days pre-reporting.

Cons

  • Joining fee of ₹499 (waived off on ₹50,000 annual spend).
  • Interest charges of 3.50% per month (42% p.a.).
  • Foreign currency markup fee of 3.5%.
  • Cash advance fee of 2.5% or ₹500, whichever is higher.
  • Limited reward points redemption options.