Kotak Infinite Credit Card

Secure application on Kotak Mahindra Bank's website

Kotak Infinite Credit Card
Annual Fee
₹0
Min Income
₹12,00,000
Regular APR
37.2%
Rating
4.6/5

Kotak Infinite Credit Card

Travel, Airport-Lounge, Airline, Best, Premium • Card

Welcome Benefit

No joining fee or annual fee. Foreign transaction fee of 2%. Enjoy exclusive privileges with the card, such as personalized card design, golf rounds, movie tickets, and premium concierge services.

Why We Chose It

Opt for this card if you are a Kotak Wealth Management client and enjoy luxury privileges, including exclusive golf access, movie tickets, and premium concierge services. Ideal for those seeking high-end benefits and a unique card design.

Pros

  • No joining or annual fees.
  • Golf privileges with 2 complimentary rounds monthly and ability to invite 2 friends.
  • 24 free PVR movie tickets annually (2 per month).
  • 4 complimentary visits per quarter to DreamFolks lounges in India.
  • Premium concierge services for reservations, ticketing, event bookings, etc.
  • Personalized handcrafted card design featuring the cardholder's image.
  • Reward points for every ₹125 spent, with 800 bonus points credited monthly.

Cons

  • Exclusive to Kotak Wealth Management clients (invite-only).
  • High interest rate of 3.10% per month (37.2% annually).
  • Cash advance fee of ₹300 per ₹10,000 or part thereof.
  • Late payment charges may add up, especially for amounts exceeding ₹10,000.