Kotak Corporate Platinum Credit Card
Secure application on Kotak Mahindra Bank's website
Annual Fee
₹0
Min Income
₹30,000
Regular APR
42%
Rating
4.5/5
Kotak Corporate Platinum Credit Card
Shopping, Travel • Card
Welcome Benefit
No specific welcome benefit.
Why We Chose It
The Kotak Corporate Platinum Credit Card is designed to simplify business expenses with benefits like fuel surcharge waivers, travel perks, and comprehensive corporate management features. It's perfect for companies looking to streamline employee spending and track expenses efficiently.
Pros
- Fuel surcharge waiver (1%) for transactions between ₹500–₹3,000, capped at ₹3,500 annually.
- Global acceptance at over 10 million merchants.
- Interest-free period of up to 48 days.
- Free lost card replacement and no cash advance needed.
- Dedicated support with personal service manager.
- Simplified corporate expense management with real-time alerts and consolidated payments.
Cons
- Minimum credit score required is 730.
- APR of 42%, which is relatively high.
- Late payment fees apply, even for company-covered expenses.
- No specific welcome benefit or reward points for initial use.