IDFC FIRST WOW! Credit Card

Secure application on IDFC FIRST Bank's website

IDFC FIRST WOW! Credit Card
Annual Fee
₹0
Min Income
₹0
Regular APR
9%
Rating
4.5/5

IDFC FIRST WOW! Credit Card

Secured Credit Card • Card

Welcome Benefit

5% cashback of up to ₹1,000 on the first EMI transaction.

Why We Chose It

The IDFC FIRST WOW! Credit Card is a lifetime-free, FD-backed card that offers zero forex markup, making it ideal for individuals new to credit or those seeking a card with international transaction benefits.

Pros

  • No joining or annual fees.
  • Zero forex markup on international transactions.
  • Earn up to 4X reward points on eligible spends.
  • Complimentary roadside assistance.
  • Personal accident cover up to ₹2 lakhs.

Cons

  • Requires a fixed deposit with IDFC FIRST Bank.
  • Reward points not applicable on fuel, insurance, EMI, and cash withdrawal transactions.