IDFC FIRST Mayura Credit Card

Secure application on IDFC FIRST Bank's website

IDFC FIRST Mayura Credit Card
Annual Fee
₹5,999
Min Income
₹25,00,000
Regular APR
47.88%
Rating
4.5/5

IDFC FIRST Mayura Credit Card

Rewards, Travel, Airport-Lounge, Airline, Best, Premium • Card

Welcome Benefit

Earn up to ₹4,000 cashback for four transactions of ₹1,000 or more within 60 days of card generation. Cashback credited post joining fee payment.

Why We Chose It

This card offers exclusive rewards, travel, and lifestyle benefits, including golf rounds, airport lounge access, cashback on transactions, and comprehensive insurance coverage.

Pros

  • 10X Rewards for incremental spends above ₹20,000/month and birthday spends.
  • 5X Rewards for spends up to ₹20,000/month.
  • Complimentary airport lounge access (16 domestic and 8 international visits/year).
  • Complimentary railway lounge access (16 visits/year).
  • Zero Forex Mark-up Fee.
  • Trip cancellation cover of up to ₹50,000 for non-refundable bookings.
  • 2 complimentary golf rounds/lessons per month.
  • Buy-one-get-one movie benefits via BookMyShow.
  • Fuel surcharge waiver (up to ₹500/month).
  • Insurance benefits including air accident cover of ₹1 crore.

Cons

  • High joining and annual fee of ₹5,999.
  • Rewards exclusions include fuel, loan on card, cash withdrawals, EMI transactions, fees, GST, and balance transfers.