IDFC FIRST Ashva Credit Card

Secure application on IDFC FIRST Bank's website

IDFC FIRST Ashva Credit Card
Annual Fee
₹2,999
Min Income
₹12,00,000
Regular APR
47.88%
Rating
4.5/5

IDFC FIRST Ashva Credit Card

Rewards, Travel • Card

Welcome Benefit

Cashback worth up to Rs. 2,000: Rs. 500 cashback on each of 4 transactions worth Rs. 500 or more made within 60 days of card activation. Cashback credited after joining fee payment.

Why We Chose It

Opt for this card if you are a high-net-worth individual, can meet spending conditions, and travel frequently or shop both domestically and internationally. Offers a rewards-based program with exclusive benefits for frequent travellers.

Pros

  • Up to 24 complimentary golf rounds/lessons annually.
  • 16 complimentary domestic lounge visits annually.
  • Up to 8 complimentary international lounge visits annually.
  • 1% forex markup fee on international spends.
  • Comprehensive travel insurance and personal accident cover.
  • Exclusive Visa Infinite Privileges at 450+ global destinations.
  • Up to Rs. 400 off on movie tickets twice a month.
  • Annual spending-based rewards (7,500 reward points worth Rs. 1,875).
  • Trip cancellation protection worth up to Rs. 25,000 for non-refundable bookings.

Cons

  • Annual fee of Rs. 2,999.
  • High income eligibility criteria (Rs. 12 lakh minimum annual income).
  • Spend-based conditions for golf benefits and lounge access.
  • Exclusions on cash withdrawals and fees/charges with GST.