ICICI Bank Emeralde Credit Card

Secure application on ICICI Bank's website

ICICI Bank Emeralde Credit Card
Annual Fee
₹12,000
Min Income
₹3,00,000
Regular APR
23.88%
Rating
4.5/5

ICICI Bank Emeralde Credit Card

Premium, Best, Travel • Card

Welcome Benefit

Enjoy a complimentary Trident Privilege Red Tier membership, offering exclusive benefits at Trident Hotels.

Why We Chose It

The ICICI Bank Emeralde Credit Card is designed for high net-worth individuals seeking luxury and exclusivity. It offers unparalleled privileges across travel, dining, wellness, and entertainment, ensuring a premium experience tailored to your lifestyle.

Pros

  • Unlimited complimentary domestic and international lounge access.
  • Comprehensive insurance coverage, including ₹3 crore air accident insurance.
  • Low foreign currency mark-up fee of 1.5%.
  • No charges for cash withdrawals, late payments, or over-limit usage.
  • 24x7 concierge service for personalized assistance.

Cons

  • High annual fee, though waivable upon meeting spend criteria.
  • Reward points accrual rate may be lower compared to some competitors.