CASHBACK SBI Card
Secure application on SBI's website

Annual Fee
₹999
Min Income
₹2,00,000
Regular APR
42%
Rating
4.5/5
CASHBACK SBI Card
Cashback, Rewards, Everyday Spending • Card
Welcome Benefit
Why We Chose It
The Cashback SBI Card is a great option for frequent online shoppers, offering 5% cashback on online spends, and 1% cashback on offline spends. It is ideal for those who can meet the annual spend requirement to waive the annual fee and enjoy rewards without restrictions on merchants.
Pros
- 5% cashback on online spends, no merchant restrictions.
- 1% cashback on offline spends.
- Annual fee reversed on spends of ₹2 lakh in a year.
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000.
- No fee for transactions less than ₹500.
- Worldwide acceptance at over 24 million outlets.
Cons
- No cashback on EMI transactions, utility, insurance, fuel, rent, wallet, school/education services, jewelry, or railways.
- Annual fee applies if spends do not meet ₹2 lakh.
- Cashback exclusions may limit rewards in certain categories.