BOBCARD Prime Credit Card

Secure application on BOB's website

BOBCARD Prime Credit Card
Annual Fee
₹0
Min Income
₹NaN
Regular APR
39%
Rating
4/5

BOBCARD Prime Credit Card

Secured • Card

Welcome Benefit

Earn 500 Reward Points on spending ₹5,000 within 60 days of card issuance.

Why We Chose It

Ideal for individuals seeking a secured credit card with zero documentation, offering rewards on all spends, no annual fees, and guaranteed issuance against a fixed deposit.

Pros

  • Guaranteed issuance against a fixed deposit of ₹15,000 or more without income proof.
  • Lifetime free card with zero joining and annual fees.
  • Earn reward points on all retail spends.
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.

Cons

  • Requires a fixed deposit to avail the card.
  • Reward points not earned on fuel transactions.
  • Limited premium benefits compared to unsecured credit cards.