BOBCARD Empower Credit Card

Secure application on BOB's website

BOBCARD Empower Credit Card
Annual Fee
₹250
Min Income
₹2,40,000
Regular APR
41.88%
Rating
4/5

BOBCARD Empower Credit Card

Business • Card

Welcome Benefit

Earn 500 reward points upon spending ₹5,000 within 60 days of card issuance.

Why We Chose It

Tailored for proprietors and self-employed individuals, this card offers efficient management of business expenses with rewards on every spend and affordable fees.

Pros

  • No joining fee.
  • Affordable annual fee with easy waiver on achieving spend milestones.
  • Unlimited reward points on all retail spends.
  • 1% fuel surcharge waiver.

Cons

  • No complimentary lounge access.
  • Reward points not earned on fuel transactions.
  • Limited premium benefits compared to higher-tier business cards.