BOB Select Credit Card

Secure application on BOB's website

BOB Select Credit Card
Annual Fee
₹0
Min Income
₹25,000
Regular APR
45%
Rating
4.3/5

BOB Select Credit Card

Shopping, Rewards • Card

Welcome Benefit

Joining fee reversal on spending ₹7,500 within 60 days and earn 500 reward points on spending ₹5,000 in the first 60 days.

Why We Chose It

The BOB Select Credit Card provides excellent reward benefits like 5X rewards on online dining spends, a 1% fuel surcharge waiver, and additional features like zero fraud liability. With no annual or joining fee and attractive fee reversal benefits, it's an ideal choice for shoppers and reward seekers.

Pros

  • Earn 5X reward points on online dining spends.
  • No annual or joining fees.
  • 1% fuel surcharge waiver on eligible transactions.
  • Up to 3 add-on cards for family members.
  • Zero fraud liability on lost cards.
  • Capped reward points for online shopping and dining.

Cons

  • Foreign transaction fee of 3.5%.
  • Maximum reward points capped at 1,000 per month.
  • No reward points on fuel transactions.