BOB Easy Credit Card

Secure application on BOB's website

BOB Easy Credit Card
Annual Fee
₹0
Min Income
₹30,000
Regular APR
NaN%
Rating
4.5/5

BOB Easy Credit Card

Shopping, Rewards • Card

Welcome Benefit

Earn 500 reward points for spending ₹5,000 or more within 60 days of card issuance.

Why We Chose It

The BOB Easy Credit Card is an ideal choice for individuals looking for easy access to rewards with no annual or joining fees. It offers attractive rewards on grocery, retail, and fuel purchases and comes with flexible repayment options. The contactless payment feature and EMI conversion make it a convenient and cost-effective option for everyday use.

Pros

  • Earn 5x reward points on groceries and retail store purchases.
  • No annual or joining fees.
  • 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000.
  • 0.5% cashback on bill payments under select MCCs.
  • Up to 3 lifetime free add-on cards for family members.
  • Flexible repayment options with interest-free credit up to 50 days.

Cons

  • Foreign transaction fee of 3.5%.
  • Reward points capped at 1,000 per month on select categories.
  • 1% fuel surcharge waiver capped at ₹250 per statement cycle.